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Use the rate table below to compare current mortgage rates in your area. Rates for second homes may vary from what is displayed. Contact the various lenders and brokers for personlized quotes.

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Second Home Loan Lenders and Brokers

Over the past few decades more and more professionals have purchased second homes and vacation properties in the United States. With that growth, a greater percentage of lenders and brokers have begun financing vacation homes. Today, the vast majority of companies offer products for vacation properties. The mortgage rates presented in the survey at the top of this page are for owner occupied primary residences and therefore you will have to speak with the various companies to obtain their current pricing for second home financing.

Guidelines for second home mortgages are often a bit more restrictive than with loans for primary residences. Why? Because if borrowers find themselves in a position where they have to walk away from their properties or not make a mortgage payment, they are likely to neglect their obligations on their second homes. Thus, many banking institutions view vacation home as more risky. Lending guidelines can and do vary by lender so be sure to shop around to find the right fit for your individual needs.

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If you are a lender that offer financing solutions for vacation homes and would like to be listed on this page, please call 910-547-6910 for listing details.

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More Vacation Home Mortgage Resources

American Financial Resources offers financing solutions for the purchase and refinance of second homes throughout the United States. They also offer competitive investment property mortgage rates if you are planning on renting out the vacation home the majority of the time - 800.316-.9508.

Gateway Bank Mortgage is a North Carolina mortgage bank that provides mortgages for second homes along the eastern seaboard from Maryland down the coast to Florida - 877-728-3569.

The Decker Group offers vacation home financing in both Texas and Oklahoma. Excellent second home mortgage rates for great credit.

American Bank provides fixed rate and adjustable rate home loans for the purchase or refinance of vacation homes throughout the country. Request rates online or call toll-free - 877-215-2290.

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