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Please note that not of the companies listed in this rate table offer refinancing assistance for mobile homes. You'll need to speak to the various lenders and brokers directly to determine who does finance manufactured homes. You can also scroll down the page to find additional resources.


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Please be aware that the companies represented on the survey at the top of this page may not offer mobile home refinance mortgage programs. The rates shown are not for manufactured homes. You will need to contact the various providers individually to learn about their refinance products.

Looking to refinance your single or double wide mobile home but are having a difficult time locating a company that can help? After the mortgage meltdown of the early 2000's, many lenders and brokers pulled out of the mobile home refinancing market. Most of the lenders that did remain tightened their guidelines. With heightened lending restrictions and depreciating real estate values, many mobile home owners found themselves in a position where they could not refinance even if they wanted to. The same still holds true today. Luckily there are plenty of solid companies out there that still do offer competitive mobile home refinancing products. For instance, American Financial Resources (NMLS #2826), a New Jersey based mortgage company that lends throughout the country, offers an FHA mobile home product which may be ideal for people looking to refinance their single or double wides. There phone number is 800-316-9508.

21st Mortgage, a Berkshire Hathaway Company, also offers mobile home refinancing solutions. According to their web wite, www.21stmortgage.com, the programs have no application fees, fixed rates, no pre-payment penalties, no mortgage insurance, and are available for the refinance of both single wide and double wide mobile homes. Products change all them time so be sure to connect with them directly to make sure that nothing has changed since we reviewed their web site.

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More Mobile Home Refinance Resources

Locate HUD's mobile home refinancing guidelines on the US Department of Housing & Urban Development's web site.

If you are a mortgage lender that provides single or double wide mobile home refinancing assistance and would like to be listed on this page, please call 910-547-6910 for listing details.

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