In 2009 the conforming loan limit in most areas of the Country was $417,000 for single family homes. An educated loan advisor will be able to help you determine what the ceiling is on conforming loans in your area. Why is this important? Jumbo loan rates for properties above the conforming limit tend to be higher. Many lenders who specialize in jumbo mortgages will portfolio and service these loans rather than packaging and selling then into the secondary market. And with a higher loan amount, getting low jumbo mortgage rates may mean the difference between thousands of dollars a year in extra interest. The publisher who provides the rate survey for this site usually has some jumbo loan rates on display. Simply navigate to the product selection section and select the jumbo mortgage programs listed. If you do not see any available, you can use the lender and broker directory to find mortgage companies who may provide jumbo mortgage rates and programs in your area.

Best of luck in your search for low jumbo home loan rates!

What Types of Jumbo Loan Rates and Programs Are Popular

• Many people prefer the security of a 30 year jumbo loan or 15 year jumbo mortgage but pricing may be high enough that is makes sense to elect either a 10 year jumbo arm, 7 year jumbo ARM, or a 5 year jumbo ARM.
• Homebuyers and homeowners may also want to consider an interest only mortgage solution: 30 year jumbo interest only mortgage, 7 year jumbo ARM interest only, or a 5 year interest only jumbo ARM.
• Although stated income mortgages have become a thing of the past in most circumstances, you may be able to find a few portfolio lenders out there that will handle stated income jumbo loans (although the rates may be significantly higher).