30 year FHA loans may be the perfect solution for homebuyers and homeowners who prefer to put little money down on their mortgage and who are looking for the stability of a fixed rate loan. Be sure to compare the pros and cons of 30 year FHA loans with that of 30 year conventional fixed rate mortgage programs. There are some benefits associated with both types of products and your loan advisor should help you better understand your options. Be sure to ask them to explain how mortgage insurance is factored into the loan and what types of funds can be used for the downpayment.

Researching 30 Year FHA Loan Rates

To view some current 30 year FHA mortgage rates, simply use the survey on this page and select 30 year FHA loans from the product selection form.

Benefits of 30 year FHA Loan Programs:

• Downpayments may be as low as 3.5%
• Underwriting guidelines may be a little more relaxed.
• Peace of mind that comes with a 30 year FHA fixed rate mortgage
• Loans insured by the Federal Housing Administration

Other Rates and Programs that You May Want to Research:

• 30 Year Mortgage Rates
• 15 Year FHA Loans
• 5/1 ARM FHA Loans
• USDA Mortgage Rates